nDigital is our north star. It provides the innovative thinking, strategic leadership, and sound management that has driven the success and dramatic growth in its portfolio companies to date. As it continues its journey, it will support these companies through to maturity and self-governance, and will enable a new generation of start-ups through its products and service offerings and venture building activities.
Our vision is to create a portfolio of exceptional financial services and digital commerce businesses built on a single integrated fintech platform serving customers and partners globally.
Our mission is to build and scale existing and new portfolio companies through the provision of strategic direction, centralised technology enablement, investment and active leadership.
nDigital has three core values and attributes that drive our behaviour and inform the decisions that we make:
By working together we will deliver greater success and create mutual value.
We believe that the best decisions and solutions are reached through creative, original and inventive thinking.
Being nimble, quick-thinking, and able to rapidy react to change can be the determining factor between success and failure.
Meet our team of entrepreneurs, venture partners, advisors and legal & financial specialists.
In addition to his role as Chairman of the nDigital Group, Fuad is CEO and the majority shareholder of NEC Money Exchange, a money exchange and remittance company with 21 retail locations across Bahrain, and a growing digital presence including the Bahrain franchise for Western Union digital channels. Historically, Fuad spent time in executive positions in a number of Nonoo family office enterprises including BFC (Bahrain Financing Company) that was later sold to private equity; and was a partner in Nonoo Jewellery, a UAE-based gold bullion dealer that was sold to Standard Bank.
Michael is a corporate lawyer with more than 20 years of experience directing clients on corporate, acquisition, divestment, strategy and investment matters with a focus on Fintech, Biotech, digital investments and investment funds. He joined the group in 2018, serves as a Board member of nDigital Holdings and its subsidiaries, and is Chairman of the audit, risk & compliance, and corporate governance committees. Earlier, he was a Partner at a boutique corporate law firm in Kuwait; Head of the Bahrain office of DLA Piper; and an Associate in Investment Funds, Corporate and Securities groups at Sidley Austin LLP and Certilman Balin LLP, both in New York.
Amna is Chief Financial Officer for the nDigital Group of Companies. Prior to joining nDigital, Amna was with Investcorp, a leading global investment management firm, where she worked directly with the CFO and senior leadership undertaking financial due diligence on target investments and advising on complex issues including accounting treatment of M&A and JV transactions. Previously, Amna spent time at Barclays UK PLC and Santander UK PLC where she worked in senior positions related to regulatory and IFRS compliance including capital planning and stress testing in accordance with CRD 4 and Basel III. Amna is a Chartered Certified Accountant (FCCA) and Chartered Financial Analyst (Level 2) with a first class degree in Applied Accounting from Oxford Brookes University.
Akram is an investor, entrepreneur and senior executive with extensive experience in value creation and leadership in multi-billion dollar revenue companies. Prior to forming Cayan Partners, an investment advisory and private equity practice, Akram was the Middle East and Africa Regional General Manager for GE Energy and President of GE Corporate in GCC. While at GE, Akram lead a team comprising over 1200 professionals generating USD5bn in revenues. Akram holds or has held board and advisory positions in numerous high-profile companies and PPP projects in the GCC and has an extensive network of connections and partners throughout the Middle East and Africa region.
Samer is a member of the nDigital advisory panel and the Chief Investment Officer of Bahamdan Group. An institutional investment professional with over two decades globally focused on private equity; Samer started his career at Citigroup in New York where he spent 14 years in banking, private equity and credit investing, culminating in a position as a vice president of the Chief Investment Office at Citi Alternative Investments (USD60bn+). He moved to the GCC as a Managing Director at Shuaa Capital where he institutionalised a key asset management affiliate and created a corporate credit platform. Prior to joining Bahamdan Group, Samer was Head of Infrastructure Investments at Al Muhaidib Group where he oversaw a multi-billion-dollar portfolio and served as a member of Vision Invest’s Executive & Investment Committee and its Audit & Risk Committee along with numerous other board appointments. Samer has an MBA from the MIT Sloan School of Management and Master’s and Bachelor’s degrees in engineering from Cornell University. He has been awarded a Diploma in Board Directorship from the GCC Board Directors Institute.
Richard is a member of the nDigital advisory panel and the Founder of Azured Marketing. A marketing professional with 35 years experience in Financial Services, Richard has worked across multiple geographies and cultures including the UK, Europe, Americas, Asia and the Middle East, occupying senior marketing leadership roles. His employers have included HSBC, where he led the digital marketing and user experience standards for the Group, developed the Global Premier and Advance retail propositions and acted as the lead for emerging, globally adopted marketing technologies. Recently he held CMO positions at the National Bank of Bahrain where he succesfully developed and implemented the new NBB brand identity and Zand in the UAE where he created the Go to Market MarComms strategy for this full service, digital only, bank .
Khalid is a FinTech entrepreneur and advisor. He is a Board Member of CoinMENA, a fully regulated crypto assets exchange and a Board Member of Oqal – Bahrain Chapter, which is the largest and most active angel investing network in the GCC. He is an Advisor to 01 Systems, which is one of the leading financial technology companies in the MENA region. Additionally, he is a Member of the Finance, Insurance & Tax Committee of the Bahrain Chamber. He was previously the Founding CEO of Bahrain FinTech Bay, which is the largest FinTech platform in the MENA region bringing together around 100 different stakeholders from the public and private sector. Prior to that, he was at the Bahrain Economic Development Board focusing on promoting and attracting new investments into Bahrain's financial services sector. He also worked in Ernst & Young’s advisory practice and in SEI in London, within the investment management unit. Khalid has attained his bachelor’s degree from the University of Exeter (First Class Honours) and Master’s Degree from Imperial College London, both in the United Kingdom
