nDigital Ventures is our Venture Builder and provides the holding structure for the minority stakes the group owns in client and partner organisations, and through M&A and venture building activities. nDigital Ventures currently holds equity in AppTech Payments Corp. (Nasdaq: APCX) and EQ Group (Flaim) and is developing a structured venture building program to target FinTech and Digital Platform start-ups that have synergy with other group companies, and show promise through the quality of their management team, product market fit, and business model.